Personal Trainers

Mortgages for self-employed-personal trainers

If you are a personal trainer working for yourself full-time, or a percentage of your income comes from self-employed work, you might have already experienced some difficulties with standard mortgage advisors.

It can be complicated to prove your income when you don’t have a regular payslip. However, here at Active we understand the self-employed mortgage market and specialise in helping personal trainers to secure the best mortgage and refinancing deals on the market.

Hassle-free mortgage advice for personal trainers

personal trainer with a client

Wouldn’t you rather be spending your time honing training and working with clients than dealing with complicated paperwork and messing around trying to find a mortgage company that will give you a decent deal?

A broker that specialises in finding the right deals for personal trainers, will save you time, hassle, and money and that is exactly what Active offers.

Choose Active as your mortgage personal trainer

Every training plan is unique to the individual as everyone has unique goals and requirements. This is the same for the mortgage industry as each applicant has an individual set of circumstances and there is no blanket rule or deal for every personal trainer when it comes to mortgages.

Having an open conversation with your training client means that you understand their wants and needs. They leave more satisfied and hopefully tell their friends and recommend you to others.

This premise works for us too as we understand the importance of dialogue to make sure what we offer is meeting your unique and individual needs.

How mortgages are arranged

Mortgages can be a tricky beast to get your head around and figure out; what documents you need, what you need to pay, who needs to sign what, and how much money you really need to borrow.

While our specialist personal trainer mortgage advisers also require a lot of this information, they have expert knowledge of the mortgage market, enabling them to minimise the amount of time you spend on the phone and in meetings.

Maximising the chances of getting your mortgage application accepted

What you need to prepare to make your mortgage application depends on your circumstances. Your initial consultation with Active will ascertain those circumstances and what they mean for your mortgage application.

For any new mortgage application you are going to need to show proof of earnings, either as an individual or through your business accounts. Gather as much of this information as you can, particularly as a self-employed applicant as it is naturally harder to prove income when you are not receiving a direct salary.

A key area which affects all mortgage applicants is credit history. If your credit rating is not as strong or healthy as it could be, spend time doing everything you can to improve this before applying for a mortgage. This is an important indicator to mortgage providers that you are a good investment for them. The higher your credit the better rate and deal you are likely to receive.

How Active mortgage advisers help the self-employed

Your mortgage advisers at Active are here to assist you in finding the property of your dreams and look forward to helping personal trainers like you make it happen. Arranging a consultation is quick and easy. Simply fill out our contact form and a member of the personal trainer mortgage team will be in touch.

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