Mortgage Calculator

The mortgage calculator is an invaluable tool that provides you with an estimate of how much you could borrow from a bank or lender and importantly, what your monthly repayments and other costs might be, for a mortgage.

Active have been helping the self-employed, business owners, freelancers, and those with more “normal” working circumstances, find their way around the mortgage market. Our mortgage calculator is no different, it can help you estimate based on your “normal” monthly income levels. So whether you are a first time buyer, or if you are looking to remortgage, move or buy an additional home, or you’re a buy-to-let landlord, our mortgage calculator can help.  

To use the mortgage calculator, you need to know a bit about your income and your current debts, so have a payslip or monthly accounts to hand as well as recent records of any credit cards, store cards, loans, overdrafts, and pensions and any other debt you may have.

You will need to know how many people are applying for the mortgage as this of course makes a difference, same goes for a remortgage, second mortgage, buy-to-let etc.

Our calculators give you an idea of what you might be able to borrow from us to buy a home, and what your monthly and total mortgage payments could be, for different types of mortgages. Unfortunately, lenders will undertake a number of checks and many factors may make it more difficult for you to secure a great mortgage deal.