Health Insurance For Self-Employed Business Owners

What is private health insurance?

Private health insurance can be vital protection for anyone that wants quick and more comfortable healthcare. You may need to be back at work as soon as possible, if you are self-employed and rely on your ability to work to generate an income or maybe you have a family that couldn’t survive on SSP or one wage.

Private health insurance provides a safety net, so if you were to get sick or have an accident that requires treatment, you could get the care you need by using your health insurance to pay for it. This saves you time and money and gets you back to work whether you are self-employed or employed.

Private healthcare vs public healthcare

We all respect the wonderful work that our NHS does for us, however, sometimes you need treatment quickly and need to avoid the inevitably long waiting times. Through a health insurance policy, you can access local hospitals at a time to suit you and frequently with more comfortable amenities. It can even be the case, that through a health insurance policy, you may have access to more advanced treatment that may not be available through the NHS.

Income protection insurance and health insurance

Income protection insurance covers self-employed individuals and employed workers in the event that sickness means they cannot generate an income. Health insurance is similar to this but is designed to cover medical costs rather than income. Often the insurance provider will pay the medical expenses directly to the supplier. If your family relies solely on your ability to generate an income, typically but not limited to self-employed individuals, then you might benefit from taking out both types of insurance cover. You can find out more about income protection insurance here.

Health insurance advisers

Health insurance advisers will be able to consult with you to analyse your requirements, risks, and affordability. The cost of the health insurance cover will depend on your personal circumstances, particularly age, pre-existing health conditions, lifestyle etc. Active has health insurance experts that are well-practised in securing the best health insurance deals for clients and also advise self-employed and employed clients on the best portfolio of insurance products to suit their needs and affordability.

By speaking with an Active health insurance expert, you will have access to specialists that will do the hardwork for you, give advice and find you the best deals. Booking a consultation is easy… let Active make it happen for you.

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